Turning regulatory pressures into improved business profitability

Asset and Liability Management (ALM) has seen a huge transformation in recent years. This was mainly caused by regulators and executive boards which pressured banks towards more active management of their balance sheets in order to limit risk. Shareholders have also demanded more careful attribution of earnings to support strategic business decisions.

Prior to the Global Financial Crisis, many banks treated ALM as an after-the-fact reporting exercise. Today an implementation of dynamic ALM that is able to support tactical as well as strategic decisions represents a major advance. Download this white paper and learn how moving from static to dynamic Asset Liability Management can result in better alignment between risk, finance and preformance.