China Construction Bank fortifies its leading market position

It was a consolidation year for the global economy in 2010. Adhering to its customer-focused and market-oriented operating philosophy, China Construction Bank (CCB) has adopted active risk management to support its business development and innovation, achieving sustained improvement in asset quality and continuous enhancements in its value creation capabilities. At the end of 2010, CCB’s non-performing loans (NPLs) were reduced by RMB7,444 million year-on-year, and its NPL ratio declined 0.36 percentage points. Its core business indexes, including capital adequacy ratio, provision coverage ratio, net return on total assets and net return on equity, were among the best in the domestic banking industry.